IMG Global Health Insurance in Brazil (2026)
In Brazil, IMG Global provides comprehensive international health insurance, travel insurance, and maternity benefits for individuals and families. IMG Global also provides other benefits that expats may need, including evacuation and emergency support.
This guide covers the importance of health insurance in Brazil, what IMG Global has to offer for expats and families, and how IMG differs from other insurance providers.
Why Is Health Insurance Important in Brazil?
Health insurance in Brazil is important because it gives you wider access to healthcare facilities that the public healthcare system can’t provide. While the Sistema Único de Saúde (SUS) is free for everyone, including foreigners, it lacks quality service and facilities.
Benefits of Having Private Health Insurance in Brazil
Faster access, greater comfort, more choice of doctors, and tax advantages are among the benefits of having private health insurance in Brazil. The public system suffers from overcrowding, often resulting in lengthy wait times for specialized care and surgeries.
Expats also struggle with language barriers, with the public system having limited English-speaking medical staff. Most English-speaking and bilingual medical professionals are employed in private hospitals and clinics, making private insurance essential.
Best IMG Global Health Insurance Plans in Brazil
In Brazil, IMG Global is a reputable international health insurance provider specializing in coverage for expats. Their top plans: Bronze, Silver, Gold, and Platinum, all provide inpatient care, prescription coverage, cancer treatment, and medical emergency coverage.
IMG Global offers tiered benefit packages tailored to various medical needs and budgets. Here is a breakdown of IMG Global’s plans and their coverage:
| IMG Global Health Insurance Plans (USD) | ||||
| Bronze | Silver | Gold | Platinum | |
| Inpatient | ||||
| Physician Visits | Covered | Covered | Covered | Covered |
| Hospitalization room/board | Covered | $600 per day; 240 days max | Covered | Covered |
| Surgery | Covered | Covered | Covered | Covered |
| Labs & X-rays | Covered | Covered | Covered | Covered |
| Physical therapy | Covered | Covered | $50 maximum limit per visit | $50 maximum limit per visit |
| Specialist visits | $500 maximum limit | $70 maximum limit per visit
$50 maximum limit for chiropractor (with referral) $500 maximum limit for surgical intervention consultation |
Covered | Covered |
| Outpatient | ||||
| Physician visits | $500 maximum limit | Covered | Covered | |
| Outpatient surgery | Covered | Covered | Covered | Covered |
| Laboratory | $300 maximum limit per visit | $300 maximum limit per examination | Covered | Covered |
| Radiology/X-ray | $250 maximum limit per examination | $250 maximum limit per examination | Covered | Covered |
| Cancer treatment | Covered | Covered | Covered | Covered |
Additional Coverage Offered by IMG Global
IMG Global also provides additional riders and benefits that you can supplement your plan, including global term life insurance, dental, vision, and more. IMG Global offers customizable coverage ensuring every medical need is met.
Aside from international health insurance, IMG Global offers comprehensive travel insurance and maternity benefits, providing insurance solutions for all different medical needs for individuals and families.
Lastly, IMG Global provides preventative services that cover emergencies: local ambulance, medical evacuation, emergency reunion, and return of mortal remains.
Benefits of IMG Global Insurance Plans for Expats in Brazil
Getting an IMG Global insurance plan provides you with comprehensive coverage and service:
- Worldwide coverage
- Customizable coverage
- Emergency medical evacuation
- Quality member support
- Prescription drug coverage
How Does IMG Global Compare With Other Health Insurance Providers?
Compared to other providers like Now Health and Cigna, IMG Global is the choice for budget plans and high-deductible emergency protection. Also, IMG Global typically offers the most affordable plans, making it ideal for budget-conscious expats.
| Criteria | IMG Global | Cigna Global | Now Health International |
| Market Positioning | Value/Budget tier focused on essential protections. | Premium tier with extensive worldwide network coverage. | Mid-to-high tier with a digital-first approach. |
| Brazil Hospital Network | Primarily reimbursement-based for outpatient care. | Strong direct settlement with top private hospitals. | Broad urban network via Latin America partners |
| Max Annual Limit | Up to USD $8,000,000 (Global Medical) | Up to Unlimited (Platinum tier) | Up to USD $4,500,000 (WorldApex Care) |
| Plan Customization | Preset tier levels (Bronze to Platinum) | Modular design (Core + optional add-on modules | Structured tiered packages (Essential to Apex) |
| Relative Price Point | Lowest (Most budget-friendly core option) | Highest (Reflects premium service and network) | Mid-range (Balanced cost for full coverage). |
Secure Your International Health Insurance in Brazil with Pacific Prime
IMG Global is a top choice for international health insurance for expats, providing comprehensive and customizable coverage to meet every medical need. Whether it’s for individuals or families, IMG Global has a solution for you.
To help you find the right plan, Pacific Prime can provide expert guidance through the process. With over 25 years of experience, we help you compare top insurers and secure the right international health insurance based on your needs and budget.
Contact us today and enjoy peace of mind with quality health protection wherever you are!
Local Contact Information
Pacific Prime Latin America – Mexico Office
Plaza Carso II, Piso 15, Oficina 1502. Calle de Lago Zúrich 219, Colonia Ampliación Granada, Delegación Miguel Hidalgo, C.P. 11529. Ciudad de México, Mexico
Tel: +52 55 4810 0501
Frequently Asked Questions
Does IMG cover pre-existing medical conditions in Brazil?
Pre-existing conditions are typically subject to underwriting and waiting periods, though select plans offer coverage for acute onset of pre-existing conditions or options for full medical underwriting.
How do direct payments and claim reimbursements work with IMG in Brazil?
Inpatient care often allows direct settlement with network hospitals, but outpatient services are primarily handled through pay-and-claim reimbursements.
Is proof of private health insurance mandatory to enter or stay in Brazil?
No, private health insurance is not legally required for entry or foreign residency, as Brazil’s public system (SUS) covers everyone free of charge.
Can local Brazilian residents enroll in IMG Global plans, or are they strictly for foreign expats?
IMG Global plans are designed for international citizens residing outside their home country or local nationals who have global travel needs.
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