Morgan Price

Morgan Price was formed in 1999 as a product provider in the international healthcare insurance market. Since that time, Morgan Price has been providing health insurance to expatriates and local nationals all over the world.

Morgan Price International Healthcare is a managing general agent (MGA) or managing general underwriter (MGU), which means they are not an insurer, but act on behalf of insurers in product design, administration, premium collection, and claims handling when appropriate, with an amount of delegated authority from that insurer.

The products Morgan Price sells are their products and the clients who buy them are their clients. Morgan Price chooses the most appropriate insurer (and other partners, such as claims handlers) to provide the best service to their clients. If they do not, Morgan Price is able to change them.

Morgan Price International Healthcare Ltd is regulated in the UK by the FCA. It is also a member of the Association of International Medical Insurance Providers.

Promises to clients

A small team with big company values, Morgan Price is dedicated to treating their customers as individuals:

• Morgan Price deals with their clients in an open and honest way, and gives them as much information as possible at all stages of their interaction with Morgan Price.
• Morgan Price will provide products that fulfill the needs of their clients.
• Morgan Price will provide clear documentation and communications so that clients know what they have bought and how to use it.
• Where their products or services fall short of the standards a client expects, Morgan Price will work hard to put them right.
• Morgan Price will pay valid claims in a timely manner, and not decline claims on an unfair technicality.

Evolution Health Plan - a health insurance product aimed at making it easier and more cost-effective for clients to purchase the coverage they need

This international policy is designed for expatriates as well as local nationals and their eligible dependents, with the exception of local nationals of the United States of America. It is also not available to persons or in countries where it would breach any sanction, or where it is prohibited by law or local legislation. Please contact us for details.

The Evolution Health Plan has been designed to be as flexible as possible whilst remaining as straightforward as possible for all of Morgan Price’s business partners to sell, and their clients to purchase.

There are core elements to all the 5 levels of cover including:

• Inpatient and day-patient treatment
• Cancer cover
• Emergency evacuation benefit
• Use of any hospital within your area of cover (transport costs not included)

The levels of cover then increase in value and cover elements including outpatient treatment, routine dental, and routine maternity. The 5 levels of cover are:

• Standard with an annual limit of GBP/USD/EURO £/$/€500,000
• Standard Plus with an annual limit of GBP/USD/EURO £/$/€750,000
• Comprehensive with an annual limit of GBP/USD/EURO £/$/€1,000,000
• Premium with an annual limit of GBP/USD/EURO £/$/€1,500,000
• Elite with an annual limit of GBP/USD/EURO £/$/€2,000,000

The excess/deductible is an annual amount per person per policy year.

Evolution Health is open to new business and is also available to customers wishing to switch their current insurance to a Morgan Price plan.

Corporate/group plans

For many years, Morgan Price has been offering corporate plans to businesses that need to make sure their staff are covered even when the worst happens. Regardless of where your business is based, they will have a plan that suits your needs.

Within Europe, Morgan Price is currently offering the Evolution Health Plan from a minimum of 3 employees. The Evolution Plan has five levels of cover, all covering inpatient, cancer and medical evacuation. As the level increases the amount of benefits available also increases.

The Global Options Plan is available to the rest of the world and is a modular product, meaning you can pick what benefits you need for your staff and within your budget. The core product contains the minimum cover you would want to provide for your employees, offering inpatient, cancer and medical evacuation. Global Options is also available to a minimum of 3 employees.

Morgan Price’s claims teams are based across the world to ensure that claims can be dealt with in a timely manner and outside of that they offer a 24/7 line managed by their third-party provider.

Morgan Price will assign an account manager to your company to ensure you have support on using the policy you have purchased, and guiding you through any queries and renewals.

Want to learn more about Morgan Price and how their products can help you? Our expertise and experience in all matters related to insurance, combined with our in-depth knowledge of the products from all the major insurers around the world, give us the ability to provide impartial advice that only a leading global insurance brokerage can.

Not only can we tailor a plan that meets all of your needs and fits your budget (all at no extra cost), but we will also be with you every step of the way and stand up for you when you need us most.

Contact us for a quote or no-obligation consultation today!

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